Lessons Learned

Car full of money

We all know that catchy, advertising phrase, but does anyone ever really switch car insurance? I certainly hadn’t for about 10 years, until this week when I realized how silly it was to not even check for better deals. I’m pretty dedicated to frugality and good deals in most areas of life; why hadn’t I bothered to see what sort of options I had for insurance? It turns out that my assumptions and preference for the status quo were holding me back from an easy win, just like they have countless other times in my life and probably in yours as well. Continue reading “I just saved a bunch of money on my car insurance…”

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Travel Hacking?

There’s a lot of talk about hacking things these days- life hacks, personal finance hacks, travel hacks, etc… Everybody wants to be a hacker. I assume this is because that little girl in Jurassic Park made it seem super cool back in 1993.

It's a UNIX system, I know this.

Call me old fashioned, but when it comes to the business of getting points/miles/shiny rocks as a result of using credit cards, I usually just stick to calling them “Credit Card Rewards”.

All semantics aside, it’s a pretty sweet gig if you’re able to take advantage of it. So, today I’m going to talk about how I’m putting CC Rewards to use and how you could too, if you were so inclined.

Continue reading Adventures in Credit Card Rewards

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Reset button

I started writing this article while taking an overnight train from Seattle to San Francisco and looking out the window as we passed through a gorgeous national forest. Now, I say “started” because about 10 minutes into the process I got so nauseous from staring at the screen on a moving train that I had to abandon that whole idea… but that’s beside the point. The train ride was pretty fantastic and it was part of a week-long trip that took me to a number of new towns (thousands of miles from home), with a number of old friends, and, most importantly, well outside of my normal daily routine.

It was the lack of a routine that got me thinking

Humans, like many animals (I assume…I’m not a scientist), are creatures of habit. Once we’ve done something a certain way more than a few times, our brain actually starts to rewire itself and create fairly automatic routines. The next time we encounter the same situation, our brain will run through that routine with much less thought or attention. Continue reading Hit the Reset Button

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